Jay, I attempted to reach you through your posted email address. For whatever reasons, I could not get through to you. So here we are... I appreciate the brevity and the ambiguity. Maybe I would have been better off emailing Carmen and John directly...? Do you have anything of substance to add to the questions? Something with precision and detail that the rest of us can utilize? Like maybe the answers from Carmen and John, somehow? Warmest regards, SMH